Loan products for all financial needs.
At Liberty Finance Solutions, we are committed to offering a wide variety of loan programs tailored to each specific business need.
Explore our financing options and see which financial package best suits your business.
Financing Programs
Business Term Loan
loan program advantages
Loan Amount
Access to amounts from $5,000 to $1,000,000.
Timeline
24-48 hours approval. Funding in less than a week.
No Collateral
No collateral requirements on loans up to $750,000.
underwriting guidelines
Annual Sales
Minimum of $17,000 per month in sales.
Credit Score
An Equifax credit score of 551 is required.
Time In Business
Minimum two years in business.
Merchant Cash Advance
loan program advantages
Loan Amount
Access to amounts from $2,500 to $2,000,000.
Timeline
24-48 hours approval. Funding on the following business day.
Just Banks Statements Required
An application and the last 3 business bank statements are required.
underwriting guidelines
Annual Sales
Minimum of $7,000 per month in revenue.
Credit Score
No minimum FICO score.
Time In Business
Minimum three months in business.
Start-Up Capital
loan program advantages
Loan Amount
Access to amounts from $25,500 to $150,000.
Timeline
4-5 days for approval. Funds are received 2 weeks after executed agreement.
Unrestricted Use of Funds
Can cover start-up expenses such as payroll, inventory and advertising.
underwriting guidelines
Verifiable Income
Must be able to provide the last 2 years of personal tax returns.
Credit Score
Minimum credit score of 680 is required.
Solid History
No open collections and minimal to no late payments.
Equipment Leasing
Leasing is one the fastest growing ways of acquiring equipment in business today. By leasing equipment, your business secures low monthly payments without the need to tie up capital, preserving existing lines of credit and eliminating obsolescence.
loan program advantages
Loan Amount
Lease amounts from $20,000 to $500,000.
Lease Period
Lease period ranges from 24-48 months.
Multiple Accepted Industries
Construction, excavating, paving, mining, towing and trucking are all accepted industries.
underwriting guidelines
Time In Business
Minimum 2 years in business.
Credit Score
Minimum credit score of 600 required.
Financials
Corporate and personal financial statements needed for applications over $150,000.
Debt Restructure
Renegotiate existing high-cost notes by attorney-led teams without taking on new loans. Quickly improve cash flow and lower the business’s debt to income ratio by reducing current debt payments.
loan program advantages
Lower Debt Payments
Business debt payments lower an average of 40%-60% in days.
Accessible Program
90% of applicants are accepted into the program.
No Credit Impact
No negative impact to personal or business credit.
underwriting guidelines
Starting Debt
Minimum $50,000 total debt to qualify.
Credit Score
No minimum FICO score needed.
SBA Loan
Long term business loan that is guaranteed by the US government, translating to lower interest rates for the borrower.
loan program advantages
Loan Amount
Access to amounts from $25,000 to $5,000,000.
Terms
Between 7 to 30 years repayment plans.
Multiple Accepted Industries
Construction, excavating, paving, mining, towing and trucking are all accepted industries.
underwriting guidelines
Time In Business
Minimum 2 years in business.
Credit Score
Minimum credit score of 680 required.
Financials
Financials for the previous 2 years are needed, together with current year interim statements.
Commercial Real Estate
Ideal for investors and business owners who prefer to secure long-term financing for the purchase of commercial real estate properties.
loan program advantages
Loan Amount
Access to amounts from $100,000 to $2,000,000.
Multiple Eligible Property Types
SFR, multifamily, mixed-used, retail, office, bars, mobile home parts, restaurants, etc.
underwriting guidelines
Verifiable Income
Must be able to provide consistent, stable and verifiable income.
Credit Score
Minimum credit score of 620 is required.
Let us partner with you.
Complete our online application to have one our business loan experts contact you today.
Call us at (305) 874-7055
Business Loans
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