SBA Loan
SBA loans provide small business owners with a low interest, government backed loan to help fund their business. Benefits such as interest rate caps and an SBA guaranty reduce lender risk and increase the change of getting your loan application approved.
Learn about our SBA loan options and how they can help the growth of your business.
What is an SBA loan?
An SBA loan is a business term loan that is supported by the U.S Small Business Administration. This guaranty allows financial institutions to provide business loans with more favorable terms or more flexible underwriting criteria than conventional loans, such as longer repayment terms and lower interest rates. Liberty Finance Solutions leverage the flexibility of an SBA loan to cover all business expenses, from real estate purchases, acquiring equipment, and general working capital needs.
SBA Loan Programs
SBA 7(a)
Offering amounts from $350,000 to $5,000,000. Flexible use funds from working capital, refinance, business acquisition, real estate purchases and more.
SBA Express
Offering amounts from $25,000 to $150,000. Use of funds must be for working capital or purchase of equipment. Quicker process, with the average closing achieved in just 2 weeks.
Qualifications needed
Income
Business has had revenue in all months analyzed.
Credit Score
Minimum credit score is 680.
Time In Business
Minimum two years in business.
Documentation needed
Identification
We would need a form of identification.
Tax Returns
We would analyze the last 2 years of both personal and business tax returns.
Financials
We require a Profit & Loss (Year to Date) and current Balance Sheet.
Our SBA Loan Application Process
Let us partner with you.
Complete our online application to have one our business loan experts contact you today.
Call us at (305) 874-7055
Business Loans
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